You’ve spent years investing in your home — let it return the favor. A HELOC uses your home’s equity as collateral to secure a competitive rate for a wide range of needs.

  • Competitive rates for all types of ongoing or seasonal needs:
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Cornerstone Community Bank checking account
  • The interest paid might be tax deductible*
  • Easily access funds by electronic transfer or by check
  • Set up automatic payments to be deducted from your account monthly
  • Fast decision-making and processing from local lenders
  • Attentive, detailed service from start to finish
*Consult a tax advisor.