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Business Loans
![Commercial Real Estate Loans](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/b0b90cbf-63d4-43d7-b6d2-0cc08be96329/Commercial-Real-Estate-Loans-Page-Photo-Mobile.jpeg)
Commercial Real Estate Loans
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Repayment terms customized to fit your business's unique needs
- Lending professionals with working knowledge of the local real estate market
![Commercial Construction Loans](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/46f6749c-ba12-4b3e-809d-e6b4044ced7e/Commercial-Construction-Loans-Page-Photo-Mobile.jpeg)
Commercial Construction Loans
- Competitive rates for your commercial construction project
- Build the space your business needs with more convenience
- Fast decision-making and processing from local lenders
![Equipment Loans](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/4a357f7d-2af7-4fc7-b153-5b9577721523/Equipment-Loans-Page-Photo-Mobile.png)
Equipment Loans
- Competitive rates for new or used equipment
- Customized terms designed around your business’s unique needs
- Meet needs without cutting into working capital or savings
![Business Lines of Credit](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/f7f8058e-a242-4413-baf8-84f77d5d2f42/Business-Lines-of-Credit-Page-Photo-Mobile.jpeg)
Business Lines of Credit
- Ongoing line of credit for a variety of business needs
- Includes competitive rates and greater financial flexibility
- Funds available right as you need them
![Business Term Loans](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/f94c56dc-976e-452d-ba45-7d2db17e70c1/Business-Term-Loans-Page-Photo-Mobile.jpeg)
Business Term Loans
- Start or build your business with a local partner
- Competitive rates for a wide range of business expenses
- Quick, local decision-making and processing
![Small Business Administration (SBA) Loans](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/836c4770-ea56-4116-bdc2-5410b24fd59b/Small-Business-Administration-SBA-Loans-Page-Photo-Mobile.jpeg)
Small Business Administration (SBA) Loans
- Available for start-ups and small businesses
- Special, government-backed financing that’s processed locally
- Generally lower down payments and extended terms
![Letter of Credit](https://cdn.firstbranchcms.com/kcms-media/pageimage/1497/4e3a5188-e8a4-4e6d-a787-656bd73f18e2/Letter-of-Credit-Page-Photo-Mobile.jpeg)
Letter of Credit
- Provides guarantee on payments of large purchases to third parties
- Can replace need for costly insurance company performance bond
- Can also be used to guarantee a service